function mmLoadMenus() {
  //var bgColor = '#CCCCCC';
  
  var bgColor = '#E9E9E9';
  
  var bgHoverClr = '#3354AA';
  var menuBorder = 1;
  var menuLiteBgColor = '#FFFFFF';
  var menuBorderBgColor = '#CCCCCC';
  var fontClr = '#4B6DB7';
  var fontHoverClr = '#FFFFFF';
  


  //New Members
  window.mm_menu_0509141466_1 = new Menu("root",285,18,"Trebuchet MS, Arial, Helvetica, sans-serif",12,fontClr,fontHoverClr,bgColor,bgHoverClr,"left","middle",3,0,1000,-5,7,true,false,true,0,true,true);
  mm_menu_0509141466_1.addMenuItem("Welcome to By Referral Only","location='http://www.byreferralonly.com/members/dashboard/programs/JumpStart'");
  mm_menu_0509141466_1.addMenuItem("My JumpStart Kit ","location='http://www.byreferralonly.com/members/dashboard/programs/JumpStart/MyJumpStart.htm'");
  mm_menu_0509141466_1.addMenuItem("Magic Words Language Learning System","location='http://www.byreferralonly.com/members/dashboard/programs/JumpStart/language_learning.htm'");
  mm_menu_0509141466_1.addMenuItem("Joe Stumpf's Coaching for Bankable Results CDs","location='http://www.byreferralonly.com/members/dashboard/programs/JumpStart/cd_audio.htm'");
  mm_menu_0509141466_1.addMenuItem("Resource Guides","location='http://www.byreferralonly.com/members/dashboard/programs/JumpStart/resource_guides.htm'");
  mm_menu_0509141466_1.addMenuItem("Frequently Asked Questions","location='http://www.byreferralonly.com/members/dashboard/programs/JumpStart/faq.cfm'");
  mm_menu_0509141466_1.addMenuItem("Ask a Coach","location='http://www.byreferralonly.com/members/dashboard/community/boards/cfbb131/index.cfm?page=forum&forumID=10'");
  

  mm_menu_0509141466_1.hideOnMouseOut=true;
  mm_menu_0509141466_1.bgColor=bgColor;
  mm_menu_0509141466_1.menuBorder=menuBorder;
  mm_menu_0509141466_1.menuLiteBgColor=menuLiteBgColor;
  mm_menu_0509141466_1.menuBorderBgColor=menuBorderBgColor;





  //myclients
  window.mm_menu_0509141405_0 = new Menu("root",107,18,"Trebuchet MS, Arial, Helvetica, sans-serif",12,fontClr,fontHoverClr,bgColor,bgHoverClr,"left","middle",3,0,1000,-5,7,true,false,true,0,true,true);
  mm_menu_0509141405_0.addMenuItem("Overview","location='http://www.byreferralonly.com/members/dashboard/allclients_login.htm?dest=Home.aspx'");
  mm_menu_0509141405_0.addMenuItem("Contact List","location='http://www.byreferralonly.com/members/dashboard/allclients_login.htm?dest=ContactList.aspx'");
  mm_menu_0509141405_0.addMenuItem("To Dos","location='http://www.byreferralonly.com/members/dashboard/allclients_login.htm?dest=ToDo.aspx'");
  mm_menu_0509141405_0.addMenuItem("ClientTouch","location='http://www.byreferralonly.com/members/dashboard/allclients_login.htm?dest=Workgroup.aspx'");
  mm_menu_0509141405_0.addMenuItem("Referral Tree","location='http://www.byreferralonly.com/members/dashboard/allclients_login.htm?dest=ReferralTree.aspx'");
  mm_menu_0509141405_0.addMenuItem("Reports","location='http://www.byreferralonly.com/members/dashboard/allclients_login.htm?dest=Reports.aspx'");
  mm_menu_0509141405_0.addMenuItem("Search","location='http://www.byreferralonly.com/members/dashboard/allclients_login.htm?dest=Search.aspx'");
  mm_menu_0509141405_0.addMenuItem("Settings","location='http://www.byreferralonly.com/members/dashboard/allclients_login.htm?dest=Settings.aspx'");
  mm_menu_0509141405_0.hideOnMouseOut=true;
  mm_menu_0509141405_0.bgColor=bgColor;
  mm_menu_0509141405_0.menuBorder=menuBorder;
  mm_menu_0509141405_0.menuLiteBgColor=menuLiteBgColor;
  mm_menu_0509141405_0.menuBorderBgColor=menuBorderBgColor;
  
  //myleads
  window.mm_menu_0509141405_1 = new Menu("root",107,18,"Trebuchet MS, Arial, Helvetica, sans-serif",12,fontClr,fontHoverClr,bgColor,bgHoverClr,"left","middle",3,0,1000,-5,7,true,false,true,0,true,true);
  mm_menu_0509141405_1.addMenuItem("myPhoneLeads™","location='http://www.byreferralonly.com/members/dashboard/cn_login.htm'");
  mm_menu_0509141405_1.addMenuItem("myWebLeads™","location='http://www.byreferralonly.com/members/dashboard/myWebLeads/Landing.aspx'");
  mm_menu_0509141405_1.hideOnMouseOut=true;
  mm_menu_0509141405_1.bgColor=bgColor;
  mm_menu_0509141405_1.menuBorder=menuBorder;
  mm_menu_0509141405_1.menuLiteBgColor=menuLiteBgColor;
  mm_menu_0509141405_1.menuBorderBgColor=menuBorderBgColor;
  
  //strategies
  if (window.mm_menu_0509141406_0) return;
  window.mm_menu_0509141406_0 = new Menu("root",137,18,"Trebuchet MS, Arial, Helvetica, sans-serif",12,fontClr,fontHoverClr,bgColor,bgHoverClr,"left","middle",3,0,1000,-5,7,true,false,true,0,true,true);
  mm_menu_0509141406_0.addMenuItem("Initial Consultation","location='http://www.byreferralonly.com/members/dashboard/strategies/IC.aspx'");
  mm_menu_0509141406_0.addMenuItem("Before Unit","location='http://www.byreferralonly.com/members/dashboard/strategies/strategies.aspx?Unit=Before'");
  mm_menu_0509141406_0.addMenuItem("During Unit","location='http://www.byreferralonly.com/members/dashboard/strategies/strategies.aspx?Unit=During'");
  mm_menu_0509141406_0.addMenuItem("After Unit","location='http://www.byreferralonly.com/members/dashboard/strategies/strategies.aspx?Unit=After'");
  mm_menu_0509141406_0.addMenuItem("Additional Strategies","location='http://www.byreferralonly.com/members/dashboard/strategies/strategies.aspx?Unit=Addl'");
  mm_menu_0509141406_0.addMenuItem("Search","location='http://www.byreferralonly.com/members/dashboard/strategies/Search.aspx'");
  mm_menu_0509141406_0.hideOnMouseOut=true;
  mm_menu_0509141406_0.bgColor=bgColor;
  mm_menu_0509141406_0.menuBorder=menuBorder;
  mm_menu_0509141406_0.menuLiteBgColor=menuLiteBgColor;
  mm_menu_0509141406_0.menuBorderBgColor=menuBorderBgColor;
  
  //community > resources
  if (window.mm_menu_0509141406_1) return;
  window.mm_menu_0509141406_1_0 = new Menu("Resources",157,18,"Trebuchet MS, Arial, Helvetica, sans-serif",12,fontClr,fontHoverClr,bgColor,bgHoverClr,"left","middle",3,0,1000,-5,7,true,false,true,0,true,true);
  mm_menu_0509141406_1_0.addMenuItem("Joe On The Go","location='http://www.byreferralonly.com/members/dashboard/community/resources/coaching/joeonthego/index.htm'");
  mm_menu_0509141406_1_0.addMenuItem("Mastermind Groups","location='http://www.byreferralonly.com/members/dashboard/community/resources/masterMind/idx_master.htm'");
  mm_menu_0509141406_1_0.addMenuItem("Monthly Touchpoints","location='http://www.byreferralonly.com/members/dashboard/community/resources/touchpoints/'");
  mm_menu_0509141406_1_0.hideOnMouseOut=true;
  mm_menu_0509141406_1_0.bgColor=bgColor;
  mm_menu_0509141406_1_0.menuBorder=menuBorder;
  mm_menu_0509141406_1_0.menuLiteBgColor=menuLiteBgColor;
  mm_menu_0509141406_1_0.menuBorderBgColor=menuBorderBgColor;
  //community
  window.mm_menu_0509141406_1 = new Menu("root",167,18,"Trebuchet MS, Arial, Helvetica, sans-serif",12,fontClr,fontHoverClr,bgColor,bgHoverClr,"left","middle",3,0,1000,-5,7,true,false,true,0,true,true);
  mm_menu_0509141406_1.addMenuItem("Member Breakthroughs","location='http://www.byreferralonly.com/mybro/breakthroughs/'");
  mm_menu_0509141406_1.addMenuItem("Real Time Referral Network","location='http://www.byreferralonly.com/members/dashboard/referralnetwork.htm'");
  mm_menu_0509141406_1.addMenuItem("Message Board","location='http://www.byreferralonly.com/members/dashboard/community/boards/cfbb131/'");
  mm_menu_0509141406_1.addMenuItem(mm_menu_0509141406_1_0,"location='http://www.byreferralonly.com/members/dashboard/community/resources/resources.htm'");
  mm_menu_0509141406_1.addMenuItem("Store","location='http://www.byreferralonly.com/members/dashboard/community/store/'");
  mm_menu_0509141406_1.hideOnMouseOut=true;
  mm_menu_0509141406_1.childMenuIcon="Images/arrows.gif";
  mm_menu_0509141406_1.bgColor=bgColor;
  mm_menu_0509141406_1.menuBorder=menuBorder;
  mm_menu_0509141406_1.menuLiteBgColor=menuLiteBgColor;
  mm_menu_0509141406_1.menuBorderBgColor=menuBorderBgColor;
  
   
  //live events
  if (window.mm_menu_0509141406_2) return;
  window.mm_menu_0509141406_2 = new Menu("root",145,18,"Trebuchet MS, Arial, Helvetica, sans-serif",12,fontClr,fontHoverClr,bgColor,bgHoverClr,"left","middle",3,0,1000,-5,7,true,false,true,0,true,true);
  mm_menu_0509141406_2.addMenuItem("Free Workshops","location='http://www.byreferralonly.com/members/dashboard/events/events.cfm?type=1'");
  mm_menu_0509141406_2.addMenuItem("The Main Event","window.open('http://www.TheMainEventLiveCDs.com')");
  mm_menu_0509141406_2.addMenuItem("Bankable Results Summit","location='http://www.bankableresultssummit.com/?utm_source=browebsolctr&utm_campaign=broweb&utm_medium=web'");
    mm_menu_0509141406_2.addMenuItem("Live Teleclasses","location='http://www.byreferralonly.com/members/dashboard/community/resources/coaching/livetraining.htm'");
  mm_menu_0509141406_2.hideOnMouseOut=true;
  mm_menu_0509141406_2.bgColor=bgColor;
  mm_menu_0509141406_2.menuBorder=menuBorder;
  mm_menu_0509141406_2.menuLiteBgColor=menuLiteBgColor;
  mm_menu_0509141406_2.menuBorderBgColor=menuBorderBgColor;
  
  //support
  if (window.mm_menu_0509141406_3) return;
  window.mm_menu_0509141406_3 = new Menu("root",137,18,"Trebuchet MS, Arial, Helvetica, sans-serif",12,fontClr,fontHoverClr,bgColor,bgHoverClr,"left","middle",3,0,1000,-5,7,true,false,true,0,true,true);
  mm_menu_0509141406_3.addMenuItem("Tutorials","location='http://www.byreferralonly.com/members/dashboard/support/tutorials.htm'");
  mm_menu_0509141406_3.addMenuItem("Did You Know?","location='http://www.byreferralonly.com/members/dashboard/support/faq.htm'");
  mm_menu_0509141406_3.addMenuItem("Quick Reference","location='http://www.byreferralonly.com/members/dashboard/support/quick_reference.htm'");
  mm_menu_0509141406_3.addMenuItem("Technical Support","location='http://www.byreferralonly.com/members/dashboard/support/technical_support.htm'");
  mm_menu_0509141406_3.addMenuItem("Contact Us","location='http://www.byreferralonly.com/members/dashboard/support/contact.htm'");
  mm_menu_0509141406_3.addMenuItem("Magic Words Dojo","location='http://www.byreferralonly.com/members/dashboard/MagicWordsCards/index.cfm'");
  mm_menu_0509141406_3.hideOnMouseOut=true;
  mm_menu_0509141406_3.bgColor=bgColor;
  mm_menu_0509141406_3.menuBorder=menuBorder;
  mm_menu_0509141406_3.menuLiteBgColor=menuLiteBgColor;
  mm_menu_0509141406_3.menuBorderBgColor=menuBorderBgColor;
  
  mm_menu_0509141405_0.writeMenus();
  mm_menu_0509141405_1.writeMenus();
  mm_menu_0509141406_0.writeMenus();
  mm_menu_0509141406_1.writeMenus();
  mm_menu_0509141406_2.writeMenus();
  mm_menu_0509141406_3.writeMenus();
} // mmLoadMenus()